Build Your Financial Foundation From The Ground Up

Learn practical budgeting skills that stick. Our six-month program starts September 2025 and focuses on creating sustainable money habits, not quick fixes.

Explore Our Approach

Person reviewing financial documents with calculator and notebook on desk

The Four Pillars We Build Together

Every solid financial future starts with understanding these core concepts. We don't rush through theory — we practice until it becomes second nature.

Expense Tracking That Works

Forget complicated apps and spreadsheets that you'll abandon after two weeks. We teach simple methods that fit your actual lifestyle.

Three different tracking methods to find your fit
Weekly check-ins to build the habit
Real solutions for irregular income

Emergency Fund Strategy

Building emergency savings when money feels tight seems impossible. We break it down into achievable steps that won't strain your current budget.

Start with just $25 monthly
Find money in places you never noticed
Automate without thinking about it

Debt Management Plans

Credit card balances and loans don't have to control your life. Learn strategies that reduce what you owe while still living comfortably.

Compare snowball vs avalanche methods
Negotiate better payment terms
Avoid common debt reduction mistakes

Future Planning Basics

Retirement planning doesn't start at 50. Even small amounts invested consistently can make a meaningful difference over time.

Understand employer 401k matching
Simple investment account setup
Long-term thinking made practical

Professional workspace showing organized financial planning materials and documents

How We Actually Teach This Stuff

Most financial courses dump information and expect you to figure it out. We do things differently. Every lesson connects to real situations you'll face.

Practice with your actual bank statements and bills during class sessions

Small group discussions where you learn from others facing similar challenges

Monthly one-on-one check-ins to troubleshoot your specific situation

Tools and templates you can actually use after the program ends

What Happens When People Actually Apply These Methods

89%

Still actively budgeting six months after completing

$1,247

Average emergency fund built during program

34%

Reduction in financial stress reported by participants

67%

Started retirement savings within first year

Restaurant Manager

Paid off three credit cards

Used the debt avalanche method to eliminate $8,400 in high-interest debt over 14 months

Elementary Teacher

Built $3,200 emergency fund

Started with $50 monthly automatic transfers, found additional savings through expense tracking

Freelance Designer

Created irregular income budget

Developed system to smooth out unpredictable freelance payments and plan for slow months

Garrett Kellermann

Program Director

15 years financial planning
Former bank loan officer

Why I Created This Program

After working in traditional banking for over a decade, I kept seeing the same pattern. People would come in for loans or financial advice, but they'd never learned the basics. Schools don't teach budgeting. Parents often struggle with money themselves. So where exactly are we supposed to learn this stuff?

This program fills that gap. We start with the fundamentals and build practical skills you'll actually use. No fancy investment strategies or get-rich-quick schemes. Just solid financial habits that create stability.

View Program Details

Ready To Start Building Better Money Habits?

Our next cohort begins September 15, 2025. Classes meet twice weekly for six months, with additional online resources and individual support included.

24 interactive sessions covering all essential budgeting skills

Personal budget review and goal-setting appointments

Lifetime access to course materials and updated resources

Small class sizes ensure personalized attention and support

Get Program Information

Students working together in a classroom setting with financial planning worksheets

Brevilan Ostellor