Budget Foundations - Brevilan Ostellor | Online Finance Education

Introduction and Scope

Brevilan Ostellor respects your privacy and is committed to protecting your personal information. This privacy policy explains how we collect, use, store, and protect your data when you visit our website, use our budget foundations educational services, or interact with us through various channels.

This policy applies to all personal information we collect through our website aplimgtfonu.com, email communications, phone consultations, and any other interactions you have with our educational programs and services.

Information We Collect

Information You Provide Directly

Contact information including name, email address, phone number, and mailing address
Educational background and financial learning objectives when you enroll in programs
Payment information processed through secure third-party processors
Communication preferences and feedback you provide about our services
Questions and responses during consultations or educational sessions

Information Collected Automatically

Website usage data including pages visited, time spent, and navigation patterns
Device information such as IP address, browser type, and operating system
Cookies and similar tracking technologies to enhance your browsing experience
Referral sources that brought you to our website

How We Use Your Information

We use your personal information for legitimate business purposes related to providing quality financial education services. Your data helps us deliver personalized learning experiences and maintain effective communication about your educational journey.

Delivering educational content, materials, and program communications
Processing enrollment applications and managing your participation in our programs
Providing customer support and responding to your inquiries
Sending relevant updates about program schedules, new materials, and educational resources
Improving our website functionality and educational content based on user feedback
Maintaining records for business operations and regulatory compliance

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties for marketing purposes. We may share your information only in specific circumstances necessary for business operations or legal compliance.

We may share your information with trusted service providers who assist us in delivering educational services, processing payments, or maintaining our website. These providers are bound by confidentiality agreements and can only use your data for specified purposes.

Payment processors to handle secure transaction processing
Email service providers for program communications and updates
Educational platform providers that host our learning materials
Legal authorities when required by law or to protect our rights and safety

Your Privacy Rights

You have several important rights regarding your personal information. We respect these rights and provide clear procedures for exercising them.

Access and Review

Request copies of personal information we hold about you and review how it's being used in our educational programs.

Correction and Updates

Update or correct your personal information to ensure accuracy in our records and communications.

Deletion Requests

Request deletion of your personal data, subject to legal retention requirements and ongoing program participation.

Communication Preferences

Control how we contact you and opt out of non-essential communications while maintaining important program updates.

To exercise any of these rights, contact us using the information provided at the bottom of this policy. We will respond to your request within 30 days and may need to verify your identity for security purposes.

Data Security and Protection

We implement comprehensive security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Our approach combines technical safeguards with operational procedures to maintain data integrity.

Technical Security Measures

SSL encryption for all data transmitted between your browser and our servers
Secure servers with regular security updates and monitoring
Access controls limiting data access to authorized personnel only
Regular security audits and vulnerability assessments

Operational Security Practices

Employee training on data protection and privacy best practices
Confidentiality agreements with all staff and service providers
Incident response procedures for any potential security breaches
Regular backup procedures to prevent data loss

Data Retention and Deletion

We retain your personal information only as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, and provide ongoing support for your educational journey.

Active student records are maintained throughout program participation and for two years following completion to provide continued support and verification of educational achievements.

Contact information: Retained while you remain engaged with our services
Educational records: Maintained for two years post-program completion
Payment information: Retained for seven years for tax and accounting purposes
Website usage data: Automatically deleted after 24 months
Marketing communications: Removed immediately upon unsubscribe request

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your browsing experience, understand how you interact with our content, and provide personalized educational resources.

Types of Cookies We Use

Essential cookies required for website functionality and security
Performance cookies to understand website usage and improve content
Functional cookies to remember your preferences and settings
Analytics cookies to measure content effectiveness and user engagement

You can control cookie settings through your browser preferences. However, disabling certain cookies may limit website functionality and your ability to access some educational resources.

California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA). These rights supplement the general privacy protections outlined elsewhere in this policy.

Right to know what personal information we collect and how it's used
Right to request deletion of personal information subject to legal exceptions
Right to opt-out of personal information sales (we do not sell personal data)
Right to non-discrimination for exercising CCPA rights
Right to correct inaccurate personal information in our records

California residents can exercise these rights by contacting us using the information provided below. We will verify your identity and respond within the timeframes required by law.

International Data Transfers

Our educational services are primarily designed for students within the United States. If you access our website or services from outside the United States, your information may be transferred to and processed in the United States where our servers and business operations are located.

By using our services, you consent to the transfer of your information to the United States. We ensure appropriate safeguards are in place to protect your data in accordance with this privacy policy.

Changes to This Privacy Policy

We may update this privacy policy from time to time to reflect changes in our practices, legal requirements, or service offerings. When we make significant changes, we will notify you through email or prominent website notices.

Updates will be posted on this page with a revised "Last Updated" date
Significant changes will be communicated via email to enrolled students
Continued use of our services after changes constitutes acceptance
Previous versions will be archived for reference if requested

Brevilan Ostellor

Privacy Policy